Auto Insurance

Smart Choice Auto Insurance

Did you know that most of your liability exposure happens when you drive your car?

That makes protecting yourself with Auto Insurance more than just a legal requirement. It's a vital necessity in your world, and your needs may go well beyond "basic." When it comes to protecting what you care about most, "one-size fits all auto coverage" just doesn't cut it.

You need auto insurance that protects you if you are:

  • Found to be "At Fault" in an accident.
  • You are hit by an uninsured driver.
  • You have been the victim of a "hit and run" accident.

We offer quality coverage, convenience, and personalized service far beyond “basic”. It can cover injuries and damages caused by an accident, if you're legally responsible. However, it goes much further.

Types Of Coverage

Here are the basics:

  • Liability Coverage
    There are two types of liability coverage–coverage for Bodily Injury and coverage for Personal Property. If you're legally responsible, or "liable" for damages, Liability coverage helps pay for someone's medical expenses, personal injuries, and property damage if you're at–fault. Otherwise, the other “At Fault” driver's insurance should pay for your damages.
  • Collision Coverage
    If you hit something like another vehicle or a fixed object like a guard rail, lamp post, or telephone poll, Collision Coverage helps pay for the damages to your car.
  • Comprehensive Coverage
    If your car is broken into, or dented in a hail storm, Comprehensive Coverage helps cover the losses to your car. Sometimes called "Other Than Collision" or "Fire and Theft," Comprehensive covers losses from things other than an accident, like vandalism, riots, floods, hail, fire, animal collisions, and theft.
  • Uninsured/Underinsured Motorist Coverage
    These days, about 1 in 5 drivers are completely uninsured…and about 30% of drivers don't have enough insurance. That's why it's important to consider this coverage. It provides Liability (Bodily Injury and Property Damage) coverage for you, if an uninsured or underinsured motorist is at fault in an accident.
  • Medical Payments
    If you or anyone in your car is hurt in an accident, Medical Coverage can pay for their medical expenses.
  • Personal Injury
    If you or anyone in your car is ever hurt in an accident, Medical Coverage can pay for their medical expenses.

Customize Your Auto Insurance Policy

When deciding on your Auto insurance policy or making changes to your coverage, it's important to understand what each option does, and how it would work if you ever needed it. Some coverages are required by your state, while others are extra options you may want to expand your coverage. That's why we offer you "beyond-basic coverage" options–to help you cover gaps and other unexpected costs.

Car Insurance Discounts & Extra Services, Too!

Let us help you save on Auto insurance:

  • Save if you insure more than one car with us.
  • Cross Line & Multi Car Discounts when you insure your car and home with us.
  • Good Driver Discounts if you"ve been a safe driver?
  • Senior Defensive Driver Discounts
  • Antique & Show Car Coverage
  • Nationwide Roadside Assistance

Let Us Help You Determine Your Current Insurance Needs

Contact us so we can talk about the appropriate level of coverage for you and your family.

Auto Insurance Contact Form

Have a question about auto insurance? Fill out the form below and we will get back to you within 24 business hours.

Rideshare Insurance For Uber, Lyft & Sidecar Drivers

Click here to view our brochure about rideshare insurance for Uber, Lyft, and Sidecar drivers.

Corrin Blogs Insurance

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Additional Coverage For Motor Vehicles

Auto Insurance Is More Than Insuring Your Car

You'll want additional coverage for medical payments and personal injury. And what happens if you are hit or injured by an uninsured/underinsured driver?

Expanded Coverage With Umbrella Coverage

Or, be sure to read about Umbrella Coverage. With a Personal Umbrella policy, you'll have additional liability limits over and above those provided by your underlying policies. Your assets, as well as your future earnings, are covered.

Discounts and Savings

You can save if you insure more than one car with us. There are other discounts available, too, like Good Driver and Senior Defensive Driver Discounts. Contact us to learn more.

Bundle Insurance and Save

When you purchase both home and auto insurance or add other policies to your current insurance (like multiple cars or motor cycle insurance), you may be able to get built-in discounts for bundling your insurance. Let us help you save more than you thought you could.