Earthquake Insurance


Earthquakes Happen. Are You Prepared?

We don't know when or where, but we live with the constant threat of earthquakes. One thing we know for sure is that Earthquake Insurance can lessen the burden for you and your family if, and when, the big one happens.

5 Facts About Earthquakes And Earthquake Insurance

  • Rates for Earthquake insurance can vary significantly.
  • In earthquake-prone areas, the cost of this insurance is relatively high. In other areas, it is relatively inexpensive.
  • In California, Earthquake insurance is issued by an independent organization, the California Earthquake Authority (CEA). CEA policies are available through Trowbridge Insurance.
  • There is no way to predict exactly when or where an earthquake will occur. Seismologists can say that numerous minor to moderate earthquakes will be felt in the United States in the next year or two and that a major one will occur within the next 25 years.
  • It is estimated that a major earthquake in a populated area of the United States could cause as much as $200 billion in losses.

Do You Need Earthquake Insurance?

Here are some questions to ask yourself when considering coverage:

  • Is my home covered if an earthquake does occur?
  • Can I afford the cost of rebuilding or repairing my home if damaged as the result of an earthquake?
  • What would it cost to replace my personal belongings damaged as a result of an earthquake?
  • How would I pay for temporary housing if an earthquake causes structural damage to my home or makes it uninhabitable?

Learn More About Earthquake Preparation And Safety

Beyond Earthquake insurance, there are other ways to be prepared.

  • View this video: Earthquake Insurance FAQs.
  • Don't put your home at risk. Consider working with a contractor to make your home more stable, secure, and resistant to damage from earthquakes. Learn the 3 Common Upgrades to Get Your Home Earthquake Ready.
  • Visit Earthquake Supply Center, a Bay Area online source for disaster relief supplies.

>We Live In Earthquake Country

So, be sure your home, business and possessions are prepared. For more information on Earthquake insurance, contact us today. Get An Earthquake Insurance Quote Today.

Earthquake Insurance Contact Form

Have a question about earthquake insurance? Fill out the form below and we will get back to you within 24 business hours.

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Additional Coverage For Renters & Homeowners

Expanded Coverage With Umbrella Coverage

Or, be sure to read about Umbrella Coverage. With a Personal Umbrella policy, you'll have additional liability limits over and above those provided by your underlying policies. Your assets, as well as your future earnings, are covered.

Discounts & Savings

You can get discounts for improvements to your home; car and home insurance policyholders can save on both policies with built-in discounts for bundling insurance; and non-smokers can get home insurance discount, too. Contact us to learn more.

Foster City CERT Training Program & Classes

Using disaster response skills learned in classes and during exercises, Community Emergency Response Team members can assist others in their neighborhood or workplace when professional responders are not available.
Learn more about CERT, today!