Motor Home and RV Insurance

Specialized Motor Home Insurance Coverage

Your RV is more than just an automobile and it needs more than standard car insurance. For instance, you'll benefit from a diminishing deductible for each concurrent year your motor home is insured with us without a paid loss–up to a 25% deductible.

Coverage Included With Your Policy

  • Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, flood, landslide, hail, windstorm, animals, vandalism, low branches or overhangs, theft and lightning.
  • Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

Optional Coverage That Lets You Customize Your Policy

  • Total Loss Replacement Coverage protects your motor home from the effects of depreciation. If your new-model motor home is destroyed within its first five years, we'll pay to replace it with a brand new one of similar kind and quality–no matter what it costs. In years six through ten, we'll give you up to your coverage limit toward the purchase of another motor home. This option will pay only the Actual Cash Value (ACV) if your motor home is replaced. ACV is the current value of your motor home.
  • Emergency Expenses Coverage that pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles
  • Campsite/Vacation Liability Coverage provides liability coverage when you are parked and using your motor home as a residence.
  • Replacement Cost Coverage replaces personal belongings that are destroyed or stolen.
  • TraveLine® Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump-starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your motor home is covered regardless of who is driving!
  • Full-Timer Coverage provides liability protection very similar to a homeowner's policy when you are using your motor home as a residence.

Motor Home Insurance Discounts

Please contact us to see what discounts are available in your area or to get a Motor Home Insurance quote.

Motor Home and RV Insurance Contact Form

Have a question about motor home and RV insurance? Fill out the form below and we will get back to you within 24 business hours.

Corrin Blogs Insurance

Always ahead of what’s going on in the insurance industry, Corrin Trowbridge makes insurance interesting and easy to read.

  • Earthquakes Happen!
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  • Getting More for Less With Cross Line Discounts!

  • Read about these and more!

Be Prepared for the Next Quake

Let Trowbridge Insurance help you protect your family & business with appropriate affordable Earthquake Insurance. Be sure you also visit the Earthquake Supply Center, your one-stop source for disaster relief supplies.

Pet Insurance, Now Available!

Protect your pet’s health and get 5% off pet insurance from Pets Best, a special offer for Farmers customers. Plans from $19 /month. Bow-Wow!