Off-Road Vehicle Insurance

What To Look For In Off-Road Vehicle Insurance

While enjoying the great outdoors, don't let the unexpected catch you off guard. Make sure that you have the proper Off-Road Vehicle (ORV) Insurance for:

  • Snowmobiles
  • Dirt Bikes
  • Dune Buggies
  • Golf Carts
  • 3-wheel, 4-wheel and 6-wheel ATVs

Things To Look For In ORV Insurance Coverage

  • Year-round coverage
  • Safety apparel coverage
  • Towed trailer coverage
  • After-market parts and accessories
  • Transport trailer
  • Collision Coverage and Other than Collision Coverage
  • Increased limits on Liability

Things Missing In Your Auto Or Home Policy

Coverage geared toward an off-road vehicle may not be available in a conventional Auto or Home policies. That's why we review all of your existing policies to make sure you have the coverage you need. Here’s extra coverage you might need.

  • Collision Coverage
  • Other Than Collision Coverage
  • Liability Coverage
  • Medical Payments Coverage
  • Safety Apparel Coverage provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Optional coverage include:
    • Increased limits on liability
    • Optional equipment coverage including towable trailers or sleds made for use with an ATV or snowmobile
    • Coverage on transport trailers valued up to $7,500

Off-Road Vehicle Insurance Discounts

We offer a variety of discounts that can save you money on your insurance premium. And there's no limit to the number of discounts you can receive if you qualify. You may be eligible for the following discounts:

  • Multi-unit discounts of up to 10%
  • Multi-policy discount
  • Renewal discount for maintaining continuous coverage
  • Safety course discount
  • Discount for prior Off-Road Vehicle insurance

To find out which discounts you qualify for, or to get an Off-Road Vehicle Insurance quote, contact us today.

Off-Road Vehicle Insurance Contact Form

Have a question about off-road vehicle insurance? Fill out the form below and we will get back to you within 24 business hours.

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Be Prepared for the Next Quake

Let Trowbridge Insurance help you protect your family & business with appropriate affordable Earthquake Insurance. Be sure you also visit the Earthquake Supply Center, your one-stop source for disaster relief supplies.

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